Term Policy Benefits

 

Midland National is our provider of choice, but we represent many other companies such as AIG, Penn Mutual, Prudential and many more.

If you are looking for the lowest price, the companies we use are among the best.

More importantly are the options and additional benefits available with our Term plans. These include:

  • Premium Disability Waiver

  • Children’s Insurance

  • Accelerated Benefits Rider (included at no cost)

    • 2 year Terminal Rider

    • Chronic Illness(Long Term Care) Rider

    • Critical Illness Rider

  • Industry leading conversion options

    • Guaranteed option to convert from term to permanent insurance

    • No questions asked, regardless of health

  • A+ Rated companies

These additional benefits can be critical when looking for quality term insurance.

Contact us for the best products and we will provide the service you need on a personalized basis. This includes helping you decide on policy structure, ownership, beneficiary arrangements, and price break points.

We also offer:

  • Permanent Life (Cash Value) Insurance

    • With the same benefits as described above

  • Disability Insurance to protect your:

    • Income

    • Mortgage/Liabilities

  • Fixed & Indexed Annuities